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Cathy Ghan

EVP Commercial Real Estate Group at Oak Valley Community Bank

Lender Type: Bank

Stockton, CA

About

Ghan joined Oak Valley in 2007 to develop the Commercial Real Estate department, with a focus on developing new business relationships, and the centralization of large commercial real estate clients, construction loan management, real estate appraisal and environmental support. In her time with the bank, the CRE team has successfully financed projects from Fresno to Redding, the Bay Area, and other parts of California. Ghan has been a leader in the real estate lending industry for 35 years. She is active in the community and presently serves as a Lifetime Director of the board of the Building Industry Association of the Greater Valley and as a board member of The Children's Home of Stockton. Her extensive volunteer commitments include mentoring youth leadership programs, fundraising for various non-profit organizations, and sharing her expertise with a variety of audiences. Ghan holds a Bachelor of Science in Organizational Behavior from the University of San Francisco.

Deal Criteria

LOCATION

SF Bay Area

Office

LOAN SIZE

$2M - $15M

LTV

10% - 50%

RATES

4.000% - 6.500%

TERM

12 - 84 Months


Industrial

LOAN SIZE

$2M - $20M

LTV

10% - 65%

RATES

4.000% - 6.000%

TERM

12 - 120 Months


Multifamily

LOAN SIZE

$2M - $35M

LTV

10% - 60%

RATES

3.500% - 5.000%

TERM

12 - 120 Months


Retail

LOAN SIZE

$2M - $5M

LTV

10% - 40%

RATES

4.000% - 6.000%

TERM

12 - 84 Months

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