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Michelle Daniel

VP/Senior Relationship Manager at BAC Community Bank

Lender Type: Bank

Stockton, CA

About

Parker brings diversified experience in portfolio management within the Sacramento and Central Valley regions. She has maintained a successful and extensive career in the commercial lending industry for over 30 years, spread throughout Sacramento and the Central Valley. Her role at BAC includes maintaining a portfolio of banking relationships for commercial borrowers and focuses on providing financing, depository and cash management solutions for current and prospective clients. Previously, Parker served as Vice President, Commercial Loan Officer, Government Guaranteed Lending at the Community Business Bank in Lodi. Her prior experience includes leadership positions at Rabobank, Pacific State Bank, County Bank, Bank of the West, Union Safe Deposit Bank and Bank of Stockton. Parker is currently based in Woodbridge, California, holds a Bachelor of Science in Business Administration from University of the Pacific and is a graduate of the Pacific Coast Banking School.

Deal Criteria

LOCATION

SF Bay Area

Industrial

LOAN SIZE

$2M - $15M

LTV

10% - 60%

RATES

4.000% - 5.500%

TERM

12 - 240 Months


Office

LOAN SIZE

$2M - $10M

LTV

10% - 50%

RATES

4.000% - 5.500%

TERM

12 - 240 Months


Retail

LOAN SIZE

$2M - $12.5M

LTV

10% - 50%

RATES

4.000% - 5.750%

TERM

12 - 120 Months

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