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John Carroll

Senior Construction Risk Administrator, Construction at Bridge Bank

Lender Type: Bank

San Jose, CA

About

John provides Bridge Bank’s clients with expertise in real estate financing. He has over 30 years of real estate lending experience, with a focus on commercial products. Over the course of his career, John has been active in all aspects of commercial lending (with exposure in all Bay Area markets), including construction of single-family spec residential and owner-occupied homes, multiple family dwellings, and residential subdivisions. His lending history also includes retail, office, and industrial financing. Prior to Bridge Bank, John worked locally as a vice president for Heritage Bank and San Jose National Bank.

Deal Criteria

LOCATION

SF Bay Area

Retail

LOAN SIZE

$2M - $10M

LTV

10% - 50%

RATES

4.000% - 6.500%

TERM

12 - 60 Months


Industrial

LOAN SIZE

$2M - $12M

LTV

10% - 70%

RATES

4.000% - 6.000%

TERM

12 - 120 Months


Multifamily

LOAN SIZE

$2M - $15M

LTV

10% - 70%

RATES

3.500% - 4.750%

TERM

12 - 60 Months


Office

LOAN SIZE

$2.5M - $10M

LTV

10% - 50%

RATES

4.000% - 6.000%

TERM

12 - 72 Months

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