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Erica O'Leary

Vice President at Bank of San Francisco

Lender Type: Bank

About

I have been a relationship manager with Bank of San Francisco for 3 years. In this role I focus on helping minority and women owned business. I also work regularly with clients in the construction and related trades. Bank of SF provides a full offering of both Commercial/Industrial Loans and Lines of Credit as well as Commercial Real Estate Loans. Prior to my current role I was a Portfolio Manager, Underwriting Manager and 1031 Exchange Specialist. I have 20+ years’ experience which enables me to provide clients with knowledge of the process as well as loan structure guidance. I am a Bay Area native, and when I am not at work, I enjoy playing bocce, traveling and spending time with my friends and family.

Deal Criteria

LOCATION

SF Bay Area

Office

LOAN SIZE

$500K - $5M

LTV

10% - 65%

RATES

3.250% - 7.000%

TERM

60 - 120 Months


Multifamily

LOAN SIZE

$500K - $5M

LTV

10% - 70%

RATES

3.250% - 7.000%

TERM

60 - 120 Months


Industrial

LOAN SIZE

$500K - $5M

LTV

10% - 65%

RATES

3.250% - 7.000%

TERM

60 - 120 Months

Projects

OO - CRE

Industrial
1.24M

San Francisco Bay Area, CA

Owner Occupied Office Condominium

4,200 SF

LTV: 80%

Rate: 3.75%

Term: 300 months

1 units

Business Owner

Multi-Family

Multifamily
8M

San Francisco Bay Area, CA

Apartment Building just north of Japantown with a mix of 2BdRm, 1BdRm and studio apartments.

16,538 SF

LTV: 68%

Rate: 5%

Term: 120 months

35 units

RE Investor

OO- CRE

Office
4.2M

San Francisco Bay Area, CA

Owner Occupied CRE with 2 additional units rented to a professional company and a restaurant. Borrower was seeking a rate and term refinance.

11,759 SF

LTV: 30%

Rate: 4.5%

3 units

Construction Company

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